Privacy Policy

Your Credit Legacy ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit yourcreditlegacy.com or use our credit repair, business funding, and financial coaching services.

1. Information We Collect

We collect information you provide directly to us, including:

• Identifying information: name, address, email address, phone number, and date of birth.
• Financial information: Social Security number, credit report data, financial account details, and information needed to provide credit repair and funding services.
• Communications: records of your correspondence with us.

We also automatically collect certain information when you visit our website, such as IP address, browser type, device information, pages viewed, and cookies or similar tracking technologies.

2. How We Use Your Information

• To provide, operate, and improve our credit repair, business funding, and coaching services.
• To communicate with you about your account, services, and offers.
• To dispute inaccurate items with credit bureaus and creditors on your behalf.
• To comply with legal and regulatory obligations.

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Credit bureaus, creditors, and service providers as necessary to perform our services.
• Third-party vendors who assist us in operating our business (e.g., payment processors, hosting providers), under confidentiality obligations.
• Law enforcement or regulators when required by law.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

Depending on your state of residence, you may have the right to access, correct, or delete your personal information, or to opt out of certain uses. To exercise these rights, contact us using the information below.

6. Cookies

Our website uses cookies and similar technologies to enhance your experience and analyze site traffic. You can control cookies through your browser settings.

7. Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect information from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by a revised effective date and will be effective as soon as it is posted.